The Great Recession: Lessons Learned and Being Prepared.
The financial downturn that started in 2007 hit millions of people very hard. The problem today, almost thirteen years later, is that many people are still struggling to bounce back. In a nationwide...
View Article3 Actions That Could Drop Your Credit Score
Your FICO® Scores go up and down all the time. It might’ve increased because your credit utilization (the amount of available credit you’re using) went down. Or it could’ve decreased because you didn’t...
View Article8 Credit Score Myths Not to Believe
Sometimes, asking Google a question can lead to way too much information. That’s especially true when trying to get information about credit scores and credit reports. You might ask, “What’s my FICO...
View ArticleWhat are the Financial Milestones of Romance?
Money is a personal thing. With a new romantic partner, discussing finances can be difficult. When do you tell them about your debt – past or present? When should you discuss your credit scores? When...
View ArticleCredit Scores: How Low Can You Go?
Many people are curious as to what the lowest possible credit score is. They also wonder: if my score is in the range of the lowest score, should I kiss any kind of loan or credit approval goodbye? For...
View ArticlePrequalified vs. Preapproved. What’s the difference?
Some creditors use the terms to mean the same thing. But that’s not always the case. For most creditors, they have different meanings depending on the type of loan or credit card you’re seeking. In...
View Article5 Steps to Organizing Your Finances
It’s almost spring and for many people that means spring cleaning – airing out closets, washing windows and a whole lot of dusting. Doing this helps keep your house in order while getting ready for the...
View ArticleMoney 911: Establishing an Emergency Fund
Originally published 8/30/2016, updated on March 17, 2020 They happen all the time: those unanticipated expenses caused by illness… auto problems… job loss… appliance breakdowns… and the list goes on....
View Article6 Ways to Prepare Your Finances for a Recession
Just a couple of months ago, the economy was strong and the stock market was at record highs. With the spread of COVID-19 and uncertainty about the economy, now is a good time to prepare for the...
View ArticleIt's Credit Card Reduction Day!
March 21, 2020 is Credit Card Reduction Day. For those who have credit card debt, it might not seem like a “happy” day. However, it can be if you realize it’s a day that can be the start of a... The...
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